Live on Etsy12-Month Cash Flow Forecast
One editable Excel file that rolls the balance forward and flags a forecast month below zero.
View on EtsyForecast the cash. Cost the rota. Document the risk. Get the awkward job under control without another subscription or a week of setup.



The Small-Business Pressure Test
Nine honest choices across cash, rota and recurring admin. Get a tailored pressure score and one practical place to start. No signup. No data sent.
Take the free testChoose the pressure point
The guide comes first. The product is there if it saves you the build time.
Turn a profitable-looking plan into a month-by-month view of what may actually be left in the bank.
Read the guide 02 · Rota and labour costsEstimate the paid hours, base wages and employer on-costs before the rota becomes a payroll surprise.
Read the guide 03 · UK health and safetyThe short answer for most non-domestic premises in England is yes. Here is what must be recorded and who owns the duty.
Read the guideInside the actual products
Live on EtsyOne editable Excel file that rolls the balance forward and flags a forecast month below zero.
View on Etsy
Buyer testSchedule a week, see paid hours and labour cost, then export, back up or print the rota.
Try the cost guide
Quality revisionThe editable assessment, action plan and toolbox talk are being rebuilt and independently rechecked before sale resumes.
Read the fire guideThe knowhubs rule
Forecast the cash, price the rota or document the risk.
Real screens, clear limitations and no compliance theatre.
Adapt it to your business, keep ownership and move on.
Ready when you are